Exchanging Money and ATM Machines in Thailand

A guide to avoiding high fees

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Hi! Welcome to Complete City Guides!

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My name is Patrick, I'm originally from Sydney (Australia) but grew up in England (my second home) - and I love exploring cities (and writing about it!)

I work online in marketing, which gives me the opportunity to travel around the world full time.

So while I am away, I keep this blog updated with full travel info. I tend to stay in a city for a few months at a time, to really get to know it - then I write guides on it.

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How to exchange money and use ATM machines in Thailand

Thailand is famous for having high fees when it comes to exchanging money or withdrawing from an ATM machine. So what can you do to avoid wasting money on fees? Well, read on to find out!

Your options when it comes to getting Thai Baht

Exchange into Baht in your home country

Thai Baht Coins

You can find very good currency exchange offices in Thailand, and you will probably get worse exchange rates if you exchange your money in your home country. I recommend checking out this site to compare what rates you can get in Thailand.

However, it might be a very good idea to exchange a small amount ($20-40 worth) into Baht so you have something when you arrive in Thailand.

Bring your local currency (USD, Euro, etc) and exchange to Baht while in Thailand

This is only useful if your local currency is a major currency (such as USD, GBP, EUR etc).

You will probably find great exchange rates in Thailand. Check out this site for example rates.

Thai Baht Banknotes
Thai Baht Banknotes

Withdraw money from ATM Machines

ATM Machines are everywhere in Thailand. However they tend to charge 220 Baht for each withdrawal from a foreign card (approx 7 USD/5.50 EUR).

If you withdraw a large amount of Baht, then 220 can be a small percentage.

If you intend on doing this please make sure you bring more than one card - otherwise you will be stuck if your card gets marked as fraudly used and won't work!

The best currency exchange offices in Bangkok/Thailand

Super Rich Thailand

Most tourists find that they can get the best exchange rates at Super Rich Thailand. They tend to have the best rates in Bangkok/Thailand for most major currencies, including GBP, USD, EUR, JPY and more.

(This blog post is not paid for by them, we just keep mentioning them because they always seem to have the best rates)

You can find 'Super Rich Thailand' exchange offices in several places - but their location in Rajdamri is their HQ and offers slightly better rates. Find it at 45 Soi Rajdamri 1, Rajdamri, Patumwan, Bangkok, 10330.

You often will get better rates by exchaning larger denomination notes (e.g. a 100 USD note will get you a better rate than a 20 USD note).

Others

Super Rich - similarly named to "Super Rich Thailand", this one is famous for its red colours. (Super Rich Thailand is known for its green colours). They also offer good rates.

Date Posted
March 27th 2018
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Ultimate Guide To Exchanging Money and Withdrawing from ATM Machines (and how to avoid high withdrawal fees) in Thailand

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About Me

I'm an Australian who has lived in Europe for most of my life. I work online, travelling with my laptop, working online and exploring cities for months at a time.

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